Real Capital for Real Estate investors

Fix & Flip
Rental
Bridge
Ground Up Construction

Fix & Flip Loans

Short-term financing designed for investors acquiring properties to renovate and resell for profit.

RPLG Capital provides flexible funding solutions for both new and experienced investors pursuing value-add residential projects.

Loans can be structured for light, moderate, or heavy renovation projects, depending on borrower experience and the scope of work.

Financing is available for 1–4 unit residential properties, including single-family homes, townhomes, and small multifamily assets.

Our goal is to provide fast, reliable capital so investors can focus on acquiring, renovating, and selling properties efficiently.

Funding up to:

90% of the purchase price

100% of the renovation budget

75% of the after-repair value (ARV)

Loan Term: 12–18 months

Property Types: SFR, 2–4 Units, Townhomes, Condos

Loan Amount: $75,000 – $2,500,000

Experience Level: First-time and experienced investors

Bridge Loans

Bridge financing provides short-term capital for investors transitioning between acquisition, renovation, stabilization, or long-term refinancing.

These loans are commonly used for value-add projects, lease-up strategies, and bridge-to-sale or bridge-to-DSCR refinancing scenarios.

Bridge loans can be structured for both residential and multifamily properties, including projects where investors need time to improve property performance before refinancing into permanent financing.

This flexible structure allows investors to move quickly on opportunities while executing their business plan.

Funding up to:

80% of current property value (LTV)

Bridge-to-DSCR refinancing options

Loan Term: 12–24 months

Property Types: 1–4 Units and 5+ Multifamily

Loan Amount: $100,000 – $5,000,000

Exit Strategies: Sale, refinance, or stabilization

Rental Property Loans – 30 Year Fixed

Long-term financing designed for buy-and-hold real estate investors seeking stable rental income and portfolio growth.

These loans are underwritten primarily based on the cash flow of the property rather than the borrower’s personal income, making them ideal for investors scaling rental portfolios.

Financing is available for single-family rentals, small multifamily properties, condos, and townhomes.

RPLG Capital works with investors at every stage — from first rental acquisitions to experienced portfolio investors.

Funding up to:

85% Loan-to-Value (LTV)

30-year fully amortized loans

Property Types: SFR, 2–4 Units, Condos, Townhomes

Loan Amount: $50,000 – $3,000,000

Minimum Credit Score: 600 (varies by program)

Debt-to-Income: Not required

Ground-Up Construction Loans

Construction financing designed for investors building new residential properties from the ground up.

These loans provide capital for both land acquisition (or owned land) and vertical construction, supporting investors and developers through the full building process.

Funding is typically structured through construction draw schedules tied to project milestones, ensuring capital is available throughout the build.

Ground-up construction financing is available for single-family homes and small residential developments.

Funding up to:

85% of total project cost (LTC)

Construction draw financing

Loan Term: 12–24 months

Property Types: Single-Family and Small Residential Developments

Loan Amount: $250,000 – $5,000,000

Experience Level: New and experienced builders considered

Loan terms, leverage, and program eligibility may vary based on borrower credit profile, experience, property type, and overall project structure.

Ready to discuss your next deal?

Start the conversation by completing the short questionnaire for the loan program that fits your project.

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Different Deals Require Different Capital

Fix & Flip deals move fast — you need speed and certainty

Ground-up construction requires planning, experience, and draw structure

Rental properties focus on long-term cash flow and stability

Bridge loans require clear entry and exit strategy

We structure each deal based on the asset — not a one-size-fits-all box

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No confusion. No unnecessary friction. Just fast, reliable capital structured around your deal.

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